During a walk around Playa del Carmen yesterday, I happened to pass by a small, colorful building down a narrow side street, a street that I had never been down before. In the front window of this building, hanging from some sort of rotting suction cup hook, was a handwritten sign advertising “Estudios En Renta Por Mes” (Studios for Rent by the Month). And even though I already have a place to stay down here, my curious nature led me inside the doorway where I soon found myself asking the woman behind the desk if I could have a look at her studio apartments.

Olga, the woman behind the desk, happily led me up two flights of stairs before opening up one of the doors and inviting me in. I walked around the cozy studio, inspecting the king-size bed, the small sitting area, the recently renovated bathroom and the new air-conditioning unit, before being shown the common area on the first floor, which consisted of a large, well-maintained kitchen and a pleasantly laid out space with a half dozen tables and a few old sofas.

The price for one of these studios? $300 USD per month, with wi-fi and all utilities included.

PARADISE IS CHEAP!

In all honestly, this wasn’t exactly the most amazing apartment I’d ever seen and if I was in need of a place, I’d still have wanted to continue my search. However, after I thanked Olga for her time and walked back out to the street, I couldn’t help but think how cheap it really is for anyone to live in this tropical paradise known as the Riviera Maya.

With a $300/month studio apartment (that is four blocks from white sand beaches and two blocks from the center of town I might add), one would be hard-pressed to spend more than a $1000 per month in total to live here. In fact, one could very easily live a good life here for closer to $700 per month.

Naturally, such a realization leads me to wonder why more people don’t take advantage of such opportunities. After all, so many of us speak often about our desire to make a change in our lives by taking an extended break in some exciting and foreign land. But too often we conclude that “now is just not the right time” and so we put off our goals for yet another year, usually because of a simple mis-belief that to achieve such a goal would require an extraordinary amount of money.

THE QUESTION TO ASK YOURSELF IS…

How much do you spend per month on your current lifestyle, the one that you may be itching to break free from?

My immediate guess would be that most people are spending much more than $1000 per month once you take into account rent/mortgage, food, utilities, car payments and the rising cost of pet food.

Now consider this… I’ve almost never, during the past 11 years, spent more than $1000 USD in one single month of living overseas. And I’m not always a super-frugal nomad! If there’s something I want to do, I’ll pay for it without worrying too much about the cost and rarely have I had to skip out on something because it was too expensive.

Does this sound too good to be true? Well, for anyone worried that an extended overseas break will instantly drain your bank account, I now wish to share some of the places around the world where I’ve managed to live on less (and in most cases, much less) than $1000 per month.

*This is not a list of places I’ve traveled around for less than $1000 but places where I’ve rented a house or apartment, settled comfortably into the culture and unpacked my backpack for a while without moving around.

WHERE YOU CAN LIVE FOR LESS THAN $1000 PER MONTH

• Mexico – I’ve now spent 11 of the past 13 months living in Mexico, the first half living in the beautiful Pacific coast village of Sayulita and the second half in Playa del Carmen along the Caribbean Sea. The two apartments I’ve rented have both been modern, more than comfortable and within five minutes walking distance to stunning beaches. And they each cost less than $500 per month in rent. Good, fresh food costs very little in Mexico, public transportation is dirt cheap and most activities that I enjoy (swimming in the ocean, attempting to surf, exploring local towns and villages and walking wherever my legs will take me) don’t cost much, if anything, at all. I’d say that on average, I spend approximately $800 per month to live well (according to my basic nomadic lifestyle) in wonderful Mexico.

• India – On two occasions during my many visits to India over the years, I decided to stop traveling and actually stay put in one location for an extended period of time. First, it was the Tibetan village of McLeod Ganj, where I rented a wonderfully warm and cheerful rooftop room, with a view of the snow-capped Himalayas from my bed, for $120 USD per month. In all honestly, I could have eaten 10 meals per day, taken taxis everywhere I went (although I much preferred walking in the fresh mountain air) and signed up for as many yoga and meditation classes as I wished and I still would’ve had difficulty spending $500 per month. And last year, when I spent one month living in Calcutta, I found a decent budget hotel room for $5/night and spent a total of around $400 during my stay without once paying attention to what I spent. Of course, Calcutta is not on everyone’s list of places to live for a month, but it’s just an example!

• Australia – Yes, Australia. At the end of 2008 I spent five months living in Melbourne and it was an absolute bargain. Using the excellent Gumtree.com I found a room in a shared house, located only a 15 minute walk from the center of the city, for a mere $400 USD per month. And even with frequent pub visits, live music shows, festivals, day trips and a shocking number of meals at my favorite Indian and Vietnamese restaurants, I managed to keep my expenses under $1000 every month quite easily.

• Thailand – When I spent a stretch of time teaching English in the northern city of Chiang Mai, I shared an apartment with a friend of mine. I believe we paid about $200 USD each for our seventh floor pad that had a clear view to the beautiful Doi Suthep mountain behind the city. We ate all of our meals out (most of them at a random place called “Mr. Smiley’s” that was indeed owned by the happiest person on Earth), took frequent day and overnight trips all around northern Thailand, enjoyed daily foot massages and again, never paid much attention to how much we were spending. In the end, I had an incredibly rewarding, fun-filled experience for approximately $500 per month. And if you’re yet to be convinced that living in paradise doesn’t have to be expensive, just last year I spent a month on the absolutely perfect Thai island of Koh Mak, where a simple but super-comfortable beachfront bungalow set me back only $300 for four weeks!

Of course, the above isn’t even close to being an exhaustive list of countries where one could live for $1000 or less per month. These are just a selection of my personal experiences in order to help debunk the myth that living overseas, even in a first-world country such as Australia, requires some sort of winning lottery ticket. Had I wanted this post to be any longer than it already is, I could have added Argentina, Indonesia, Nepal and a few others to the list.

I also know that there are other expenses involved with such a trip as well, most notably the flight from your home country to wherever it is you want to go, but even with that cost, chances are you’ll still end up spending less per month than you’re spending right now. And again, that fact alone should help eliminate ‘money’ from your list of excuses as to why you’re unable to do some traveling or live overseas for a while at this point in your life.

There certainly may be other obstacles standing in your way, but now that we’ve tackled one of the biggest ones, we’ll start to tackle the others in the near future as well!